Agentic Payments
Agents that pay
like humans.
Deck agents log into accounts, confirm balances, add or select the right payment method, and complete the transaction on behalf of your users.
Duke Energy
Amazon Store Card
T-Mobile
Customers pay without leaving your product
Deck agents handle the full payment flow across any portal your users need to pay. Authentication, navigation, and confirmation included.
No portal API required
Payment portals don’t publish APIs. Deck doesn’t need them. Agents navigate real portals through the browser. No partnership, no connector, no export file.
Authentication built in
Your user links their account through your app. Deck stores the credentials, handles MFA, and establishes an authenticated session ready for the payment.
Confirmed, not assumed
Every payment is verified on the portal and returned with a confirmation ID and timestamp. Failed payments surface the exact reason so you can recover and retry.
Confirm. Pay. Done.
Your user confirms once. Deck handles the rest — login, navigation, and payment.
User confirms
Your user sees the balance, selects a payment method, and taps confirm. One action, inside your app.
Agent makes the payment
Deck logs into the account, navigates to payment, fills in the card details, and submits. No user interaction required.
Payment confirmed
Your user gets instant confirmation. Your system gets structured results — amount, method, and confirmation ID.
Who’s this for?
Rewards & loyalty
Users pay bills through your app and earn points. Deck handles the portal login and payment so your card captures the spend.
Neobanks & fintech
Offer "pay any bill" as a first-class feature. Deck connects to the portals behind the scenes so your app becomes the financial hub.
Insurance & proptech
Offer payment as a feature, not a redirect. Deck handles the last mile so users never leave your product.
Bill pay & aggregators
Consolidate payments across utilities, telecoms, and services from a single interface. Deck handles every portal behind it.
FAQ
Any portal with a web login. Utilities, telecoms, insurance, rent portals, subscriptions, and more. Deck agents navigate real websites the same way a human would. There is no fixed portal list or integration to maintain.
Deck handles OTP, SMS codes, and CAPTCHAs automatically. Your user authenticates once through your app. Deck manages the session and any secondary verification from there.
Every payment is verified on the portal before Deck reports success. You get structured confirmation with amount, portal, and confirmation ID. If something fails, you get the exact error. Nothing fails silently.
Deck agents navigate by understanding what they’re looking at, not by memorizing page structure. When a portal updates its layout, Deck adapts without requiring you to update anything.
Yes. Credentials are encrypted at rest, every action is audit-logged, and the authorization model gives you full control over what agents can do. We can walk through the compliance architecture on a technical call.
Most payments complete in seconds to a few minutes depending on the portal and any MFA steps. Task runs execute in parallel, so paying multiple bills doesn’t mean waiting in sequence.